Attention homeowners in Scottsboro and Jackson County: Need an appraisal?

See the top reasons AL homeowners order from NE AL Appraisals :

Find the right listing price (whether they're selling the home on their own or using an agent)
To challenge a AL property tax assessment
To reduce their mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a AL divorce, where property needs to be divided
To determine the true market value of property in question to settle an estate in Jackson County or the state of AL

Need help determining the value of your house in or near Scottsboro, AL?
Contact NE AL Appraisals .

At NE AL Appraisals , we understand the particular needs of a homeowner after appraisal services. Our usual business clients understand the appraisal process and the customary documents we provide. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. Our professional appraisers at NE AL Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value opinion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We are qualified in helping homeowners just like you rid yourselves of undesirable PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that is declining or is not appreciating as much as other properties close by. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from NE AL Appraisals is your number one weapon.

HELOC recently frozen?

If your home is near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. NE AL Appraisals can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for efficiency? An appraiser from NE AL Appraisals can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.